Pet Insurance: “Cover For Life” Policies
This type of per insurance policy is by far the best option because the annual benefit (ie the amount you can claim) is renewed each year. This provides continuous cover for long-term or recurring conditions – which to be honest is the vast majority of conditions.
There is generally no time limit on how long you can claim vet’s fees for each illness or injury, no matter how ill your pet becomes, how many times it recurs or how much you have claimed in previous years. Put simply, cover for each illness or injury should not end as long as you renew the policy each year.
This means you can sit back safe in the knowledge that you can continue to provide the best of veterinary care for your cat for the rest of their life as their medical conditions are also covered for life!
EXAMPLE:
Molly is an overweight rescue cat that has been in seemingly good health until recently when her owner has seen her drinking more than she used to. Several hundred pounds have been spent and Molly has been diagnosed by her vet as diabetic. Her owner is naturally a bit anxious about the prospect of injecting Molly with insulin for potentially the rest of her life and the regular check-ups, blood tests, hospital visits etc. Even if Molly’s owner spent the majority of the funds allocated on her policy for that year, as soon as she reaches her renewal date, the full amount will be reinstated for every subsequent year. Thank goodness Molly’s owner did her research before choosing a pet insurance provider when Molly was a kitten! Those extra few pounds a month that she elected to pay for a “covered for life policy” are worth every penny now and for the duration of Molly’s diabetes and her life!
eg Petplan, Agria
There is generally no time limit on how long you can claim vet’s fees for each illness or injury, no matter how ill your pet becomes, how many times it recurs or how much you have claimed in previous years. Put simply, cover for each illness or injury should not end as long as you renew the policy each year.
This means you can sit back safe in the knowledge that you can continue to provide the best of veterinary care for your cat for the rest of their life as their medical conditions are also covered for life!
EXAMPLE:
Molly is an overweight rescue cat that has been in seemingly good health until recently when her owner has seen her drinking more than she used to. Several hundred pounds have been spent and Molly has been diagnosed by her vet as diabetic. Her owner is naturally a bit anxious about the prospect of injecting Molly with insulin for potentially the rest of her life and the regular check-ups, blood tests, hospital visits etc. Even if Molly’s owner spent the majority of the funds allocated on her policy for that year, as soon as she reaches her renewal date, the full amount will be reinstated for every subsequent year. Thank goodness Molly’s owner did her research before choosing a pet insurance provider when Molly was a kitten! Those extra few pounds a month that she elected to pay for a “covered for life policy” are worth every penny now and for the duration of Molly’s diabetes and her life!
eg Petplan, Agria
